Where Our Rules Apply
Our legal terms explain who may hold an account, how wallet records are checked, and when access may be restricted. Eligibility depends on local law and is available only where local law permits. When you create an account, we ask for a mobile number, login PIN,
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and OTP confirmation because those steps tie your wallet activity to one account record. DANA, OVO, GoPay, and QRIS receipts are used as payment context, not as proof that access is allowed in every location. If a rule changes, we place the updated wording in the
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Legal Centre before it takes effect and keep the older version on file for account checks.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.